Auto Insurance for my sailor daughter?

My daughter is away at boot camp. Since she left her car (my car actually) at home and plans not to take it on to A School, etc, anyway, I was going to drop her off my auto insurance. The agent, however, told me to leave her on for a variety of reasons: in case she drove when she came home on leave; so she would have an insurance record and some others. Are they just jacking me around? Do you have to have auto insurance when you don't even own or have a car? Thanks - TomT

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  • My son is out to sea and his vehicle was left at home I put it in my garage and start it from time to time, but New Jersey law say's they have to charge something to keep the policy active so his rate when he is out to sea is 46.00 a year
  • I have Geico. They carry him as deployed, he is on the policy but I am not being charged the full rate, insurance went down considerably
  • Tom,

    In Georgia you have to go to the title/tag office and fill out a form to drop the insurance. If not they put a note or something in their records and later you have pay a fine to sell the car or put tags on it. Its been about 4 years since my daughter moved out, I didn't know about this and it was a pain to get it straight. Some one making a new law all the time.
  • We were in the same situation. Our company told us to keep him on but they gave us a super reduced rate.
  • Joe - sorry I haven't been on in a few days. I'm not sure what part you need more information on. Let me know.
  • Debbie saw by your member page about the New Jersey Sailors we are from Jersey to can you fill me in Thank You

    Debbie said:
    We have USAA and they put my son on a hold policy while he was in boot camp and A school so that he wouldn't have a lapse in coverage. I called them the day before Tim came home and added him back. Then when Tim got home we called back and got him his own policy.
  • We have USAA and they put my son on a hold policy while he was in boot camp and A school so that he wouldn't have a lapse in coverage. I called them the day before Tim came home and added him back. Then when Tim got home we called back and got him his own policy.
  • Tom my son left for boot camp and I removed him from the insurance my company told me to contact them when he is home and I will only be charge for the time he's home on leave. Good Luck
  • Tom, my son is currently a Marine at Camp Lejuene, I dropped him from my policy 6 mos after he he was in and my insurance comp reimbursed me for all the time since he left for boot camp. I could not see keeping him on the policy when he wasnt here. I had to fax a copy of his orders to go to Parris Island for them to reimburse the previous 6 mos. My youngest son is leaving for Great Lakes in 3 weeks and i will probably do the same.
  • The needing or not needing a car at A school depends on where she is going. When my son was in A/C schools at Corry he was allowed a car as soon as he classed up (about 2 weeks), there are other bases that will not even allow A school sailors to even ride in cars (theirs or anyone elses) while in A school, so she may need to wait until she gets to A school to find out the rules at her new base. As far as insurance cost..............my son still at Corry (Pensacola, Fl) found it was cheaper to stay with our State Farm Office in Cleveland, rather than pay the outrageous cost of Fl car insurance.
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